Testing the legitimacy of an obligation is quite straightforward.
It requires that you know somewhat about your rights as a purchaser so you can legitimately manage the gathering organization. On the off chance that you remain over the circumstance, you might have the capacity to get the obligation expelled from your credit report
Discover any data you have in your own records about the gathered obligation.
You might not have anything, but rather in the event that you do, you might have the capacity to utilize it further bolstering your good fortune not far off. This incorporates buy understandings, explanations and different snippets of data you have in reference to the claimed obligation.